I recently came across a few headlines about Elon Musk suggesting that saving for retirement may not even matter anymore because of artificial intelligence. I will admit, I found that a little ironic. The richest person in the world telling everyone else to stop saving for the future. That observation aside, it raises bigger questions worth sitting with. Is AI real? Yes. Will it change jobs and industries? Almost certainly. Does that mean everything we know about money, work, and planning...

Originally published August 26, 2025 Sometimes it feels like the world is going to hell. So why bother planning a career, saving for the future, or even starting a family? It is easy to feel nihilistic about the future. Honestly, I do not disagree with the feeling. The headlines around climate, politics, and economics can weigh heavy, like holding bricks above your head while standing in quicksand. Looking back over my own 44 years, history has thrown curveballs at every stage of life: -When...

The end of the year can help remind us of last-minute things we may want to address and the goals we want to pursue as we head into the new year. Here are some aspects of your financial life to consider as this year comes to a close and we look ahead to 2026. Your investments After a year of strong market performance, it can be helpful to reset expectations as we move into 2026. Markets experience cycles, and strong periods are often followed by more moderate returns. Taking time to review...