top of page
Bulletins
because we're always learning.
Search


What Is a Fiduciary—and Why Should You Care?
"I see a lot of commercials where financial advisors say they're fiduciaries. I’ve also had friends tell me, 'Make sure your advisor is a...
Full Circle
Jul 22 min read


What Should I Do with My RMD?
Q: I need to start taking withdrawals from my retirement accounts when I hit a certain age. I believe the age is 73. How does that work,...
Full Circle
Jul 22 min read


We Got a Late Start on Saving… Are We Off Track?
“We finished our PhDs, raised kids, and now we’re 50. We’ve saved some, but it feels like we’re seriously behind for retirement. Are we...
Full Circle
Jul 22 min read


“If You Weren’t Here, I’d Strangle Him.”
I remember this meeting vividly. I was sitting at the kitchen table with a new couple. I prefer to meet people in their homes because it...
Full Circle
Jul 22 min read


What is Important to You?
Q: Hey Jose… So, we live a pretty typical millennial lifestyle — house, two cars, three kids, decent jobs. While money gets tight here...
Full Circle
Jul 22 min read


Bridging the Gap Between Retirement and Social Security
Jose, I’m 55 and thinking of retiring next year. I won’t be eligible for Social Security until 62, and I’ve heard I can’t touch my...
Full Circle
Jul 22 min read


Question: Are 529 college savings plans worth it?
Hi Jose, we have young children and are considering starting a 529 savings plan. But we've also talked to other parents who aren’t doing...
Full Circle
Jul 22 min read


Inheritance Guilt: What It Is and How to Honor a Legacy Without Losing Yourself in the Process
Most people expect that an inheritance will bring peace of mind—and in many ways, it can. But there’s a quieter, more complicated emotion...
Full Circle
Apr 282 min read


Don't get spooked this election season: a note regarding volatility...
The presidential election is right around the corner, and the S&P 500 and Dow Jones Industrial Average recently hit all-time highs....
Full Circle
Oct 31, 20243 min read


Navigating the Sandwich Generation: How Millennials Can Keep Their Financial Plans—and Sanity—on Track
If you’re a millennial, chances are you’re feeling the squeeze. You’re getting to the stage of life where you might be managing the...
Full Circle
Oct 25, 20244 min read


How to Get Over Presidential Election Jitters in Your Financial Planning
Every four years, the United States experiences a presidential election. For some, this time brings excitement and anticipation; for...
Full Circle
Oct 3, 20242 min read


Pension Maximization: A Strategy for Maximizing Retirement Income
Retirement planning involves many critical decisions, and one of the most significant is choosing the right pension payout option....
Full Circle
Jul 22, 20242 min read


Investing in Your Team's Future: The Importance of Retirement Plans for Non-Profit Organizations
In the dynamic landscape of non-profit work, the focus often lies on the noble mission of serving the community. However, amidst the...
Full Circle
May 16, 20242 min read


Ready to Roth?
You have until April 15, 2025 to invest in your Roth IRA. Monday was tax day, which means you have exactly 52 weeks to do this. Given the...
Full Circle
Apr 19, 20241 min read


Navigating the Future: A Guide to Ensuring a Smooth Transition for Your Beneficiaries
In the realm of financial planning, much emphasis is rightly placed on managing wealth during one's lifetime. However, an...
Full Circle
Feb 15, 20242 min read


Understanding your Required Minimum Distributions (RMDs) at age 73: what comes next?
Required Minimum Distributions (RMDs) are mandated withdrawals from qualified retirement plans and play a crucial part of your financial...
Full Circle
Oct 2, 20232 min read


Navigating the restart of student loan payments: a financial planning guide
As the pandemic-related pause on student loan payments comes to an end, it's crucial for borrowers to prepare for the resumption of these...
Full Circle
Sep 19, 20232 min read


Congratulations, Amanda!
Our very own Amanda Hadley has been nominated for the Lansing Regional Chamber of Commerce 10 Over the Next Ten Award! This award...
Full Circle
Sep 14, 20231 min read


SEPtember is here!
Why a SEP IRA is a great idea for small business owners... As a small business owner, you wear many hats – from CEO to bookkeeper, and...
Full Circle
Sep 8, 20233 min read


The importance of financial planning: Why September is an ideal time to get started
As the lazy days of summer gradually come to an end, September marks a transitional period when we shift our focus from leisure and...
Full Circle
Sep 5, 20233 min read
bottom of page